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Ingest any invoice, any format.
PDF, CSV, XLSX, EDI 820. Drop it in the dropzone — our LLM-native parser fingerprints the carrier on the first invoice, no template setup required. New carriers work day one.
Drop any benefits invoice. A language model reads every line, reconciles against your enrollment of record, and drafts the dispute — narrated by the platform, settled in dollars, not opinions.
Click play. The platform narrates the full lifecycle — ingest, match, finding, dispute, recovery — while the panel on the left renders the actual data flow.
Every month, benefits invoices arrive with ghost employees, terminated members still billed, tier drift, and rate variance. It adds up to roughly a nickel on every dollar of premium — almost nobody is looking for it.
PDF, CSV, XLSX, EDI 820. Drop it in the dropzone — our LLM-native parser fingerprints the carrier on the first invoice, no template setup required. New carriers work day one.
Upload an enrollment census from Employee Navigator, Ease, bswift, or any HRIS. Fuzzy matcher handles renames, typos, and SSN rotations. Every member, every tier, every coverage period — scored and surfaced by dollars at risk.
Discrepancy-category templates, tone tuned per carrier, SLA tracked with auto-escalation on breach. Credit booked to a chain-hashed ledger — and exportable to Form 5500 Schedule H.
Any PDF, CSV, XLSX, EDI 820. No carrier templates.
Talk to your billing data. Ask Ben anything in /app.
Auto-fingerprints carriers on first invoice. Format A vs B vs C.
10+ discrepancy categories, rule-explainable, line-level cited.
Tone-tuned per carrier. Human approves before send.
Carrier reply lands → Claude classifies (paid · denied · questioned).
Chain-hashed credits. Verified nightly. Litigation-grade audit trail.
Form 5500 export in one click. Multi-tenant by default.
Most billing-recon products are SQL queries with a logo. Velora is an ensemble of language models, retrieval, and rule libraries, sequenced behind one ledger.
Human-in-the-loop on every initial dispute. The agentic loop iterates on rebuttable carrier denials — capped at three rounds before a hold.
We were losing six figures a year to an invoice nobody had the bandwidth to read. Velora read it in a minute.
I uploaded one bswift census and one Aetna PDF on a Tuesday. By Wednesday we had a $4,600 credit on the books.
Every other vendor sells you an implementation. These people sold me a refund the same day I signed up.
No. Reducto + Claude do the read, but the variance engine is a rule library across 10+ discrepancy categories — ghost employees, terminations, tier drift, rate variance, retro adjustments, COBRA, coverage windows. Each finding cites a line and a rule.
Sixty seconds for the first audit. Drop one invoice, drop one census export, see the dossier. No template setup, no implementation fee.
Any carrier. We don't pre-template — the LLM fingerprints the format on the first invoice and reuses it. We've seen Aetna, UHC, BCBS, Cigna, Guardian, MetLife, Principal, Sun Life, Humana, Anthem, Kaiser, and Delta Dental in production.
Postgres on Neon (us-east-1), encrypted at rest with AES-256-GCM via @velora/crypto. PII fields are field-level encrypted; audit chain is verified nightly. HITRUST r2 controls track is in progress. BAA available on request.
Yes — and it iterates. A human approves the first send. The agent watches the carrier reply, classifies its intent, and on rebuttable denials it auto-drafts a follow-up that cites the contradicting facts from our recon engine. Capped at three rounds; round four forces a human hold so the loop never goes infinite.
$0.75 PEPM to start, free under 50 EE. Mid-market and enterprise tiers add SSO, SAML, RBAC, custom retention, and a dedicated environment. PDF anywhere on the pricing page.
We'd rather under-promise than oversell. Today, every HRIS works via CSV / XLSX import. Native API connectors ship through 2026.